Overlooked and Underutilized Benefits for U.S. Military Veterans
Many U.S. military veterans are aware of common benefits such as VA healthcare, the GI Bill, and disability compensation. However, numerous other valuable programs exist that often go unnoticed or are underutilized. These lesser-known benefits can provide crucial financial, educational, and healthcare assistance. Below is an overview of some key programs that veterans should explore.
1. VA Aid and Attendance Program
Veterans and surviving spouses who require assistance with daily activities may qualify for the Aid and Attendance (A&A) benefit, which provides additional financial support to cover the costs of in-home care, assisted living, or nursing home care.
2. VA Dental Care
While VA healthcare is widely used, VA dental care is often overlooked. Eligibility depends on factors such as service-connected disabilities, former prisoner-of-war status, or low-income qualifications. Veterans may also access discounted dental insurance through the VA Dental Insurance Program (VADIP).
3. Free Tax Preparation Services
The Volunteer Income Tax Assistance (VITA) program offers free tax preparation services to veterans and their families, ensuring they receive eligible deductions and credits.
4. Veteran-Owned Small Business Support
Veterans who want to start or expand a business can access programs such as:
- Veteran Institute for Procurement (VIP) – Training on government contracting.
- Small Business Administration (SBA) Veteran Business Outreach Centers (VBOCs) – Business training, mentoring, and funding assistance.
5. State-Specific Veteran Benefits
Each state offers unique benefits beyond federal programs, including property tax exemptions, free hunting and fishing licenses, and educational assistance. Checking with the state’s Department of Veterans Affairs can uncover additional opportunities.
6. VA Caregiver Support Program
For veterans who need assistance, the VA Caregiver Support Program offers financial stipends, training, and respite care for family caregivers.
7. Burial and Memorial Benefits
The VA provides free burial in national cemeteries, grave markers, and funeral expense reimbursements for eligible veterans. Many veterans and families are unaware of these end-of-life benefits.
8. Educational and Career Counseling (Chapter 36 Program)
Veterans eligible for VA education benefits can receive free career counseling and personalized educational planning to maximize their benefits.
9. Home Modification Grants
Disabled veterans can apply for grants to modify their homes for accessibility through the Specially Adapted Housing (SAH) and Special Housing Adaptation (SHA) programs.
10. VA Life Insurance Programs
Many veterans don’t realize they may qualify for low-cost life insurance through VA programs like Veterans' Group Life Insurance (VGLI) and Service-Disabled Veterans Life Insurance (S-DVI).
Conclusion
Many valuable veteran benefits remain underutilized simply due to lack of awareness. By exploring these overlooked programs, veterans and their families can take full advantage of the resources available to them. For more information, visit the Department of Veterans Affairs (VA) website here or contact a local VA representative.